Had enough of leasing and keen to buy your own office, factory, or warehouse storage unit? Perhaps you need a loan to re-fit your commercial space? Whatever your thoughts, we love your ambition and we’re here to make happen using investment or development finance through one of our many banking and non-banking lenders.
Need some help keeping things ticking over? No worries. With a cashflow loan you can borrow money based on the projected future cashflow of your company. It’s a helpful way to keep on top of expenses, like payroll, or lease payments, without the need for assets as security. These loans can be a mixture of term debt, working capital facilities (overdrafts) or even invoice financing. Talk to us about how to make cashflow lending work for you.
Does the warehouse need a new truck? The farm, a new tractor? The factory a new injection-moulding machine? Whatever you need to grow your business, we can find you a loan to match.
Term debt is a type of business loan that works in a similar way to a home loan, but is used to fund your business instead of a property. It’s typically repaid over a set period, with regular repayments structured to suit your business cash flow.
This type of lending can be useful for a range of business needs, including growth, equipment purchases, buying a commercial property, or managing seasonal fluctuations in income. For businesses with seasonal or changing cash flow, term debt can be structured to better align repayments with your income cycle, helping to keep things manageable during quieter periods.
Whether you’re looking for short, medium, or long-term funding, lenders can work with you to structure a loan that supports your business plan and future goals.
William TTrustindex verifies that the original source of the review is Google. I am a first home buyer who was referred to Andrew Smillie and his team by a family member and could not have been better taken care of through the process. Andrew and Tayla were always there to answer any questions, and kept me informed of what was to come. With their help I achieved the milestone of owning my first home. B NTrustindex verifies that the original source of the review is Google. We’ve used Adam and Jordan from Personalised mortgages to purchase our first home. From the get go Adam had been checking in, giving us the best advice and answering all my questions when raised. Adam made sure we understood everything from day one and was always available if we needed him. We are so stoked with the fabulous service we’ve been given and definitely recommend these guys whether you’re purchasing your first home, investment or otherwise, We’ll be back!! Thanks so much guys - Brooke Amy MTrustindex verifies that the original source of the review is Google. Andrew and his team were all super patient helping us through the process of purchasing our first home! Details were explained in terms we could understand and couldn't be happier with the outcome :) Ben GTrustindex verifies that the original source of the review is Google. I had a great experience with Addy and the team at Personlised Mortgages. Thoughtful, caring, and with great advice delivered clearly and easy to understand. Highly recommended. Thomas STrustindex verifies that the original source of the review is Google. Andrew is a great advisor who turned what felt like an overly complex situation into a quick, straightforward solution. He brings a wealth of experience, offers clear options, and makes the whole process easy. Highly recommended. Thanks Andrew, Tayla & Jordan. Oscar JTrustindex verifies that the original source of the review is Google. Extremely helpful in every way. Glad I contacted Andrew and the crew to help with everything mortgage related Sheree GTrustindex verifies that the original source of the review is Google. Jash went above and beyond to get our deal across the line. It was a complicated transaction for various reasons - but he was fantastic in how he was able to achieve the result we wanted. Thanks Jash - absolutely will work with you again. Vinay PTrustindex verifies that the original source of the review is Google. Highly recommend Andrew and his team. Kaela HTrustindex verifies that the original source of the review is Google. Great support from the team at Personalised Mortgages in a recent, very complex, loan application. Thanks guys.
Whether you’re looking for expert mortgage advice to get you into your first home, or you’re upgrading, refinancing or looking for an investment property, our experienced team can help find the right solution for you.