Are you looking for the best deal when it comes to buying a new property or refinancing an existing mortgage?
If so, you may have heard about the mortgage war that was raging over the past few weeks. These bank offers have now largely ceased but do happen from time to time.
The low-interest rate offer of 4.99% initiated by BNZ and matched in various guises by the other big banks, created a lot of buzz but unfortunately, this was not available to everyone and was not advertised to the public. People in and around the industry had the information sooner and were able to take advantage of these limited time offers faster than your average homeowner.
At Personalised Mortgages, we understand the stress of trying to figure out which bank offers the best deal and know when to push back on a bank rate offering. We regularly approach each bank for both new lending and re-fixes and become aware of these unadvertised offers when they arise. That’s why we are here to provide you with expert advice and help you find the best deal to fit your needs.
We have access to a wide selection of banks and lenders and are always up to date with the latest offers. With our help, you can get the best rate and save money on your home loan. In some cases, we can get your bank to match the rate/offer of another market-leading bank.
It is important to note that the interest rate offered by banks may not be the same for everyone. Each bank has different criteria for determining the interest rates they offer. That’s why it is essential to work with a mortgage advisor who can help you understand the different offers and find the best mortgage deal for you.
At Personalised Mortgages, our goal is to make sure you get the best deal possible when it comes to buying a new property or refinancing/re-fixing an existing mortgage.
We are passionate about finding you the best rate, so you can rest assured that you are getting the best deal, so, don’t hesitate to contact us, rates are always moving quickly!